Party City Franchisee Insurance Program
Customized Protection for Party City Franchisees
As Party City owner, your most prized possession is a satisfied customer. Most of what you do - from ordering inventory, to pricing and stocking, to setting your business hours - is aimed at satisfying the needs of your customers. Make them happy with the way you do business, and they'll tell their friends about you. Your business will thrive. When it comes to protecting your business investment, you need an insurance program that has that same objective.
The Hartford provides a full spectrum of insurance coverages and superior customer services. In partnership with the Lawley Andolina-Verdi, LLC, we have tailored an insurance program that meets your unique needs. As a participant in the Party City Insurance Program you will automatically receive:
BASIC PROTECTION
Building and Business Personal Property (BPP) - Pays to repair or replace your building and any equipment, stock, furniture or fixtures that you own, up to your policy's limits. Also, SPECTRUM's basic form now includes Equipment Breakdown and Business Income Interruption.
Peak Season
When you insure your inventory for its average monthly value, SPECTRUM provides for a 25% increase in your insurance amounts during peak inventory periods.
Workers' Compensation
The Hartford offers accessible and affordable Workers' Compensation coverage to meet your needs as a small business owner. The Hartford's coverage is distinguished by our expert underwriting, exceptional claims handling, and a variety of managed care and cost containment services, such as provider networks, nurse case managers and our Return-to-Work program.
Equipment Breakdown
Protects insureds against breakdowns of all kinds of equipment - including computers, scanning equipment, phone systems, communications systems, air conditioners, refrigeration systems, and much more.
SUPER STRETCH
23 important coverages specially packaged for retailers, at a cost hundreds of dollars less than if they were bought separately.
Available Options
- Business Personal Property Off-Premises and In-Transit - Options up to $50,000 are available.
- Sewer and Drain Back-Up Extension
Flexible Payment Plans
The Hartford has a variety of premium payment plans that will help you meet your cash flow needs.
Business Income Interruption
In the event of covered loss, this coverage will reimburse insureds for actual loss of earnings for up to 12 months. Even losses due to down-time or extra expenses needed to restore operations (such as additional property rental) are covered.
Transit
Extends your Business Personal Property and Personal Property of Others to apply to shipments of property by motor vehicle, railroad care or aircraft. This includes property you have sold, when your responsibility continues until it is delivered. (Coverage is excluded for property sent through the United States Postal Service.)
Superior Claims Handling
Our network of claims personnel is one of The Hartford's great strengths, providing customers with prompt and professional handling of their claims
Business Liability
Protects your retail operation from claims arising out of injuries to your customers or the general public, or from damage to the property of others. Protection extends up to your policy's limits. Included is coverage for premises-operations, products-completed operations, personal injury and advertising injury liability. Defense costs as a result of such claims are covered regardless of fault, in addition to your policy's limits.
Commercial Auto Coverage
The Hartford offers valuable enhancements to our Commercial Auto product, such as providing excess coverage for hired autos and extending legal liability coverage for negligent drivers.
Long-Standing Stability
By insuring with The Hartford, you are placing your trust in a company that has insured American businesses like yours since 1810, and which enjoys exceptionally high financial ratings.
PUT SPECTRUM to work for your business. CUSTOMER SERVICE EXCELLENCE
Tele-Claim: 800-251-9567
We are at your service to respond to:
Contact Us:
Sales: Jim Verdi
Service: Sandi Aquino
Claims: Lisa Schneider
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