Why Lawley?


For over 65 years, Lawley has been trusted to protect assets and minimize risk to help their customers avoid financial hardship. We strive to be the partner of choice for customers, insurance carriers, and employees looking for long-term relationships built on a foundation of trust. We have a dedicated team focused on commercial auto insurance and will work with you every step of the way. As a Top 100 National Insurance Broker located in the northeast region of the US, Lawley delivers a regional approach while providing national capabilities. As your trusted partner, Our team takes the time to learn every aspect of your business and its vulnerabilities. Based on our fact-finding, our dedicated team will develop a highly effective program that provides you with the very best coverage and risk management services.

At Lawley, our relationship with multiple carriers helps to get you the specific coverages that Ambulance Services & Medical Transport services need and our team will help your Ambulance Services & Medical Transport organization establish a “STANDARD” that all existing and prospective employees must meet in order to be eligible for driving responsibilities.

Insurance Services

Professional Liability             General Liability                  Auto Liability            Workers’ Comp & NYS Disability

Management Liability/D&O Cyber Liability      Fiduciary Liability             Claims Services

  Developments and Trends to Watch  


Commercial Auto Insurance
Policyholders with sizeable fleets may face DOUBLE-DIGIT rate jumps and possible coverage restrictions.

  • Driver shortage
  • Nuclear verdict concerns
  • Marijuana legalization considerations
  • Inflation issues

Excess Liability (Umbrella) Insurance

  • Nuclear verdicts up 27%
  • Thermonuclear up 20%

Workers’ Compensation Insurance
Most insureds can expect another year of flat premiums or modest rate reductions, while those with elevated risks may encounter increased pricing.

  • Experience modification factor changes
  • Artificial intelligence (AI) solutions
  • Employee mental health challenges
  • Inflation issues

Professional Liability Insurance
Most insureds will encounter flat premiums, while those operating in certain sectors or lacking proper risk management measures may face rising rates and coverage limitations.

  • Social inflation issues
  • Labor challenges
  • AI developments
  • Cybersecurity concerns

Commercial Property
The commercial property insurance market has faced rising premiums since 2017 & surged by an average of 20.4% in the first quarter of 2023 alone. These conditions are primarily the result of another intense season of natural disasters, inflation issues, and an increasingly volatile property valuation landscape.

  • Natural disasters
  • Inflation issues
  • Insurance-to-value (ITV) considerations
  • Reinsurance capacity challenges

Full-Support for Ambulance Services & Medical Transport


 

Risk Management

At Lawley, we take a very proactive approach to risk management. From suggesting better employee ergonomics to delivering Code 59 assessments, we work to keep your employees off of workers’ compensation and claims at a minimum.

 

Claims Management

Our dedicated claims consultants are experts in the analysis and effective management of insurance claims of all types across all industries. We will roll up our sleeves, using the very latest tools and technology to the provide you with:

Employee Benefits

From developing customized healthcare programs to helping you understand and execute compliance audits and claims management, our team of consultants can act as your Human Resources department or as a partner to your current HR team. We have experts in your business category, so our team understands the nuances of how you do business, what your employees really need and how to reduce risks and costs to your bottom line.

High-Value Personal Insurance

We can offer competitive pricing, multiple options, and objective advice with the unique ability to protect your assets in any of the fifty states – so you’re covered from coast to coast.

  • Auto Insurance Homeowners Insurance
  • Excess/Personal Umbrella Insurance
  • Identity Theft Insurance
  • Flood Insurance
  • Co-op, Condominium, Renters Insurance
  • Watercraft, Motorcycle & Recreational Vehicle Insurance
  • Executive Liability Insurance


Retirement Planning

Employee education and engagement are critical components of retirement plan success. It involves educating your employees on the retirement benefits offered by your organization as well as incorporating elements of financial literacy. Lawley Retirement Advisors provides a well-designed education and engagement strategy

  • Fiduciary Support
  • Plan Design
  • Comprehensive Fee Review
  • Participant Engagement
  • Investment Selection & Monitoring

Wealth Management 

Our customized programs are designed to help grow and conserve our clients’ wealth as we strive to deliver an unprecedented level of personalized service.

• Investments
• Financial Planning
• IRAs and Brokerage Accounts
• 401(k) Rollovers

• Investments
• Financial Planning
• IRAs and Brokerage Accounts
• 401(k) Rollovers

Lawley's Dedicated Team for Ambulance Services & Medical Transport


Mike Bandini CPCU, CRIS, ERIS Insurance Advisor/Consultant

As an Insurance Advisor/Consultant, Mike’s expertise specifically supports Ambulance Services & Medical Transport organizations. He also specializes in construction insurance,  life science, manufacturing insurance, and additional services.

mbandini@lawleyinsurance.com
Buffalo, NY 716.636.5813 | Florham Park, NJ 973.937.6172

View Bio LinkedIn

Kirk Lincoln Employee Benefits Consultant

As an employee benefits consultant, Kirk specializes in risk management, employee benefit consulting, and customer service. His expertise specifically supports Ambulance Services & Medical Transport.

klincoln@lawleyinsurance.com
716.849.8673

View Bio LinkedIn

It's our aim to make you a more confident decision maker and with our resources, you'll stay up-to-date on all of the latest topics.


Receive healthcare compliance, business insurance, and personal insurance newsletters in your inbox. Learn more here.

Read the latest insight and tips to help you, your family, and your business.

Contact our Ambulance Services & Medical Transport Team