Paul Dreher Director of Personal Insurance View Bio

Don’t Get Stuck in the Snow! Winter Road Trip Safety Tips Lawley Insurance

As the temperature drops, winter storms can knock out heat, power and communication services to your home or office, sometimes for days at a time. Heavy snowfall and extreme cold can immobilize an entire region.

The National Weather Service refers to winter storms as “deceptive killers” because most deaths are indirectly related to the storm. People die in traffic accidents on icy roads and of hypothermia from prolonged exposure to cold. Because of this, it is important to be prepared for winter weather before it strikes.

Know the Terms

Familiarize yourself with these terms to help identify winter storm hazards:

  • Freezing rain – Rain that freezes when it hits the ground, creating a coating of ice on roads, walkways, trees and power lines
  • Sleet – Rain that turns to ice pellets before reaching the ground. Sleet also causes moisture on roads to freeze and become slippery
  • Winter weather advisory– Winter weather conditions are expected to cause significant inconveniences and may be hazardous. When caution is used, these situations should not be life-threatening
  • Winter storm watch – A winter storm is possible in your area. Tune in to National Oceanic and Atmospheric Administration (NOAA) Weather Radio, commercial radio or local television for more information
  • Winter storm warning – A winter storm is occurring or will soon occur in your area
  • Blizzard warning – Sustained winds or frequent gusts to 35 miles per hour or greater and considerable amounts of falling or blowing snow (reducing visibility to less than a quarter mile) are expected to prevail for a period of three hours or longer
  • Frost/freeze warning – Below-freezing temperatures are expected

During Winter Storms and Extreme Cold

  • Stay indoors during the storm
  • Walk carefully on snowy, icy walkways
  • Avoid overexertion when shoveling snow. Overexertion can bring on a heart attack—a major cause of death in the winter. If you must shovel snow, stretch before going outside
  • Keep dry. Change wet clothing frequently to prevent a loss of body heat. Wet clothing loses all of its insulating value and transmits heat rapidly
  • Watch for signs of frostbite. These include loss of feeling and white or pale appearance in extremities such as fingers, toes, ear lobes and the tip of the nose. If you or a loved one shows symptoms, get medical help immediately
  • Watch for signs of hypothermia. These include uncontrollable shivering, memory loss, disorientation, incoherence, slurred speech, drowsiness and apparent exhaustion. If you or a loved one has symptoms of hypothermia, get the victim to a warm location, remove wet clothing, warm the center of the body first and give warm, non-alcoholic beverages if the victim is conscious. Get medical help as soon as possible
  • Drive only if it is absolutely necessary. If you must drive, travel in the day, don’t travel alone, keep others informed of your schedule; stay on main roads; and avoid back road shortcuts
  • Let someone know your destination, your route and when you expect to arrive. If your car gets stuck along the way, help can be sent via your predetermined route
  • If the pipes freeze, remove any insulation or layers of newspapers and wrap the pipes in rags. Completely open all faucets and pour hot water over the pipes, starting where they were most exposed to the cold (or where the cold was most likely to penetrate)
  • Maintain ventilation when using kerosene heaters to avoid build-up of toxic fumes. Refuel kerosene heaters outside and keep them at least 3 feet from flammable objects
  • Conserve fuel, if necessary, by keeping your residence cooler than normal. Temporarily close off heat to some rooms
  • If you will be going away during cold weather, leave the heat on in your home, set to a temperature no lower than 55° F

Dress for the Weather

  • If you must go outside, wear several layers of loose-fitting, lightweight, warm clothing rather than one layer of heavy clothing. Outer garments should be tightly woven and water repellent
  • Wear mittens, which are warmer than gloves
  • Wear a hat. A hat will prevent loss of body heat
  • Cover your mouth with a scarf to protect your lungs

After Winter Storms and Extreme Cold

  • Go to a designated public shelter if your home loses power or heat during periods of extreme cold. Text SHELTER + your ZIP code to 43362 (4FEMA) to find the nearest shelter in your area (example: shelter 12345)
  • Continue to protect yourself from frostbite and hypothermia by wearing warm, loose-fitting, lightweight clothing in several layers. Stay indoors, if possible

In addition to insuring your home, Lawley is committed to helping you and your loved ones stay safe when disaster strikes. If you would like more information on developing a family emergency plan or building a disaster supply kit, please contact us here.