The Lawley Construction Insurance & Bonds team includes 25 construction industry specialists with hundreds of years of combined experience in delivering customized property, casualty, surety bonds and employee benefits programs for contractors, project owners and developers across the country. Construction insurance at Lawley is one of our biggest practice groups, so we’re here to help you lower costs, prevent claims and provide you with effective, comprehensive coverage. Learn more about our surety bonds team here.
Frequently Asked Questions
Q: Must I have workers’ compensation insurance?A: All states require workers’ compensation coverage for businesses that have employees. State laws regarding workers’ compensation insurance vary, so talk to your insurance agent to learn about your responsibilities.
A: Claims drive workers’ compensation costs. The best way to control claims costs is to identify how and why claims occur. A loss analysis can pin point the type of accident, location, time of day, occupation, etc. Once the causes are known, you can implement an employee safety program.
A: Consider consulting with legal counsel to make sure that you have enforceable hold-harmless language in your contracts. Additional insured status should be requested from those who are required to indemnify and defend you in the event you are made part of a lawsuit.
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