Paul Hallahan Branch Partner View Bio

torrey pines tree damage

It seems that Mother Nature often strikes at the worst possible time. The Torrey Pines golf course suffered significant damage recently in a storm that blew through San Diego County. This example of damage occurring to one of the most prestigious golf courses in the United States highlights the importance of appropriate insurance protection for country clubs, in this case, storm damage. Regarding fallen trees, insurance coverage is typically available for the value of the damaged trees as well as for the expense of debris removal.

What About Lost Income From Storm Damage?

The final round of the Farmers Insurance Open, suspended on Sunday afternoon because of high winds and rain, was scheduled to resume at 8 a.m., then was pushed back to 9 and then 10. Tournament officials announced on Sunday evening that no spectators would be allowed on the course on Monday. The reason for the delays was not wind or rain, which had subsided on Monday morning, but the cleanup required for the trees that were down.

The impact on your operating budget created when a storm cancels your largest revenue event of the year can be significant. Are you covered for this exposure?

Lawley is a leader in protecting the assets of golf and country clubs through a comprehensive discussion of each client’s specific exposures. Our team of country club insurance professionals would welcome the opportunity to work with your organization in developing a coordinated approach the insurance and risk management of your organization. Talk with out golf and country club insurance team to assess your risks and make sure your course is protected.

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