Landscaping Insurance

The Right Choice for Landscaping Insurance and Exterior Maintenance Contracting Needs

At Lawley, it is our mission to guide you and your business through the increasingly complex world of landscaping insurance. When you partner with us, you get more than just a quote; you get a team of professionals who will provide continuous strategic planning and service, proactively adapting solutions to meet your ever-changing needs. Lawley is pleased to present a specialty insurance program designed specifically to service garden centers, landscape contractors, snow removal contractors and lawn care companies.

We are a proud member of the New York State Nursery Landscape Association (NYSNLA).

Landscaping Insurance Program Details

Our program addresses issues commonly faced by your industry. If your answer to any of these questions is ‘yes’, we can help.

• Are you paying for equipment you no longer own?
• Are you incorrectly classified on your general liability or workers’ compensation policies, causing increased premiums?
• Have you ever been surprised at renewal by significant premium increases or non-renewal notices?
• Have you ever had additional charges for certificates of insurance?
• Have you ever been surprised at audit due to changes in seasonal payrolls?
• Are you signing contracts that could be exposing your company to unnecessary risk?
• Are you paying higher workers’ compensation premiums due to an incorrectly calculated experience modification?
• Do you have more than one insurance company insuring your business making it difficult to manage and understand what you’re insured for?

Our relationships with multiple carriers helps us get you the specific coverage you need for your company.

• We perform a custom review of insured company property, to ensure you are not paying for coverage on equipment you no longer own
• We look for incorrect general liability and workers’ compensation classifications that could increase premiums
• We help you strategically plan for coverage renewal to mitigate surprise non-renewals or large increases in premium
• We take care to inform you of additional charges from certificates of insurance throughout the year
• We perform a mid-year review to ensure payrolls are on target, review equipment, and changes in operation, as well as new projects for the season
• We create a service schedule for you to hold us accountable
• We proactively look for ways to reduce insurance costs (i.e.Experience modification, snow contracts & risk transfer, etc.)

Coverages Offered Include:

• General Liability (including coverage for snow removal)
• Property (including greenhouses and plan material)
• Equipment
• Auto/Fleet
• Umbrella
• Bonds

Lawley has an in-house landscaper insurance consultant, Jennifer Watson. Fill out the form on this page or contact her for more information.