Kathleen Compeau Personal Insurance Sales & Prestige Team Lead View Bio

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Lawley can help you manage unexpected equipment breakdown on your home

Sudden and accidental breakdowns of your home’s internal systems can disrupt the peace and relaxation you enjoy at home. During the hottest month of the year, imagine coming home from vacation to discover that you have no working air conditioning due to an electrical short that damaged the compressor. However, you can obtain equipment breakdown insurance to help you recover from such an accident.

Helping to Manage Breakdowns
Equipment breakdown coverage helps you manage unexpected, sudden and accidental mechanical or electrical breakdowns (wear and tear is not covered) and cover the cost of diagnosing and repairing insured equipment and more:

  • Additional living expense – Make yourself at home when you are displaced with a daily accommodation stipend to cover expenses while you are unable to enjoy your home due to a covered loss
  • Go green – Replace covered equipment that cannot be repaired with comparable equipment that is better for the environment

Covering a Variety of Equipment
In addition to heating and cooling systems, you can receive coverage for systems supporting your homes internal environment, including equipment that generates, transmits or utilizes energy: computer equipment, home theater and audio system equipment, wine cooling units, swimming pool equipment, refrigerators and other appliances.

Covering Other Structures
Coverage can extend to the equipment used in another structure on your premises, such as a pool house or outbuilding.

Choosing the Right Protection for You
Because every home is unique, you should choose from different coverage levels and different deductible amounts for the coverage that’s right for you and your home. At Lawley, our Personal Insurance team can go over the options with you to make sure you get what’s best for you and your family.

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