Going into 2025, the commercial insurance market is finally expected to stabilize for certain lines of coverage, building off the momentum and easing conditions created in the past year.

Still, certain trends and uncertainty could create volatility, and some lines of insurance remain challenged and losses stemming from various trends have forced commercial property insurers to increase the majority of policyholders’ premiums and introduce more restrictive coverage terms.

While one can have an optimistic outlook for the personal insurance market, the continued occurrence of intense natural disasters is leading to an increase in auto and home insurance premiums for consumers.

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